$47,042 settled for $3,200 + Deletions

I love working on debt buyers’ collection accounts. I’m your mercenary destroyer of debt buyers.

I sneak behind enemy lines, gather intelligence and then get great discounts and sometimes 100% wipe-out the debt AND I get the all-important 3-Reporting Agency credit report deletions.

As millions of Americans have found out the hard way, paying a collection account either does not raise credit scores a single point or can drop them up to 60 points when the collection account is significantly older than the next oldest open account.

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Escallate LLC, a Collection Agency

The deletion is everything to your credit scores so below is how to potentially get it. See the bottom for what I know about this collector. MOST IMPORTANT: Never, ever pay a collection agency without getting a written promise to delete the account from your credit first.

Why?You don’t pay a Collection Agency without a written promise to delete first because after you pay your FICO credit scores will NOT go up a single FICO point as millions of Americans have found out the hard way.

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EOSCCA “EOS CCA” “Collection Company of America”, a Collection Agency

The deletion is everything to your credit scores so below is how to potentially get it.

MOST IMPORTANT: Never, ever pay a collection agency without getting a written promise to delete the account from your credit first.

Why?You don’t pay a Collection Agency without a written promise to delete first because after you pay your FICO credit scores will NOT go up a single FICO point as millions of Americans have found out the hard way.

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“Ent Rec Sys” per Credit, Enterprise Recovery Systems, a Collection Agency

How do you deal with a Collection Agency on your credit reports? MOST IMPORTANT: Never, ever pay a collection agency without getting a written promise to delete the account from your credit first.

Why?You don’t pay a Collection Agency without a written promise to delete first because after you pay your FICO credit scores will NOT go up a single FICO point as millions of Americans have found out the hard way.

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First time ever this company deleted!

I’ve been working on a difficult account for quite awhile.

Today I received my 3rd call from the external lawyer of the company on credit, a mini-storage chain. Big time lawyer, he works for an international law firm, New York office.

Let me tell you that this lawyer really studied up on the laws I use to get difficult deletions. He read the 100-page contract his client has with Experian. IT DOES NOT ALLOW DELETION unless the account was in-error. It specifically says “No pay for delete”, no “pay for deletion”. I KNEW that was in the contracts.

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Dynamic Recovery Solutions, DRS, a Collection Agency

MOST IMPORTANT: Never, ever pay a collection agency without getting a written promise to delete the account from your credit first.

Why?You don’t pay a Collection Agency without a written promise to delete first because after you pay your FICO credit scores will NOT go up a single FICO point as millions of Americans have found out the hard way.

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Designed Receivable Solutions, Desn Rec, A Collection Agency

MOST IMPORTANT: Never, ever pay a collection agency without getting a written promise to delete the account from your credit first.

Why?You don’t pay a Collection Agency without a written promise to delete first because after you pay your FICO credit scores will NOT go up a single FICO point as millions of Americans have found out the hard way.

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AMCA or American Medical Collection Agency

MOST IMPORTANT: Never, ever pay a collection agency without getting a written promise to delete the account from your credit first.

Why?You don’t pay a Collection Agency without a written promise to delete first because after you pay your FICO credit scores will NOT go up a single FICO point as millions of Americans have found out the hard way.

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