Bad Debt

Do not (yet) pay or settle your old bad debt, collections, charge-offs or repo — paying can cause FICO credit scores to drop up to 60 points. What helps FICO credit scores? Watch & learn.


How to earn 800+ credit scores

Free report by email
(no newsletters, addresses kept private)
(818) 813-8230

Credit Review:

Send your recent 3-in-1 (only) credit reports or email us “How do I pull credit?”