FICO Credit Scores, Approaching 850 scores Series #8

FICO Credit Scores, Approaching 850 scores Series #8

My own FICO-9 score peaks at 832 of 850 possible and I have not applied everything I know. I don’t want to do those two things.

This will be a LONG series of advice and comments. Keep coming back!!

Did you know that waiting until near the due date to pay your credit cards is hurting your FICO credit scores?

ADVICE: Pay your credit cards in full two days BEFORE the end of the statement billing period.


Because your balances are generally reported within a couple or few days after that month’s statement cuts off, right when your balances are at their highest.

As most people these days know, the higher your credit card balances, the lower your FICO scores.

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