It is a 3-digit number between 300 and 850. It represents how risky you are to lend money to. The higher the number, the higher the FICO score the lower of a risk you are to creditors and the better interest rates you get.
FICO scores now also can affect getting a job, health & auto insurance and other things.
TODAY’S ADVICE: Never, ever close a credit card unless it is the newest one you opened and your card debts are also low.
Need FICO score or credit repair? If I accept your case I don’t charge unless the company agrees to delete the bad credit at ALL Consumer Reporting Agencies.
Don’t waste your money at other companies. Their sales pitches are deceptions. I guess I’ll make a Series of posts about this.